Can a business be terminated for 3 claims?

Can a business be terminated for 3 claims?
Yes. Sometimes an insurance company has a change in "appetite," which could mean it wants different kinds of accounts, or wants to write different kinds of coverage. Or, it might lose its reinsurance (loss sharing with another company.) So sometimes it will terminate coverage even if you've had a perfect loss history. Since it can do that, yes, they can cancel your business' coverage due to claims history.3 claims may not sound like a lot, but did they happen close together? We say, "Frequency leads to severity," meaning that the more claims you have, the more likely you are to have a BIG claim. Even if you don't, they all add up. Were they large? Were they due to reckless management or could they appear to be due to reckless management? Examine your account the way someone with a checkbook in hand would - would YOU take a risk on you?