If Car loan in husband name will it effect wife credit?

If Car loan in husband name will it effect wife credit?
As far as credit reporting goes (your individual FICO score): NO - if the loan is funded on his name only.If you are listed as a co-borrower, co-signer or as secondary on the lease, then YES.If he went to the dealer, and used his own name, credit and income data to obtain the loan, it will appear on his credit only.Caveat: Since you are married - if he were to stop making payments, or had the vehicle repossessed - the creditors could go after you as a debtor, simply because you are married and therefore equally liable for any debt incurred during that union.